your

stock

selection guide

Welcome to the frugal investor
Affordable Investment Advice Our Goal: Beat the S&P 500 Index on a month to month basis
About us

investing to beat the s&p 500 index and build wealth

We provide a monthly emailed newsletter subscription with buy, hold and sell recommendations. There is no day trading. All recommended stocks are members of the S&P 500 Index. Our mission is to provide innovative yet simple, data-driven investment guidance. We watch the markets for you.
Our values

keep it simple

We would love the simplicity of buy & hold with no stock trading needed at all.Unfortunately the real world is always changing and adjustments are needed. We limit these to just once per month and the number of stock recommendations is typically 10 though varies between 5 and 20.
Our services

the frugal investor newsletter service

subscription options

All subscriptions are delivered monthly by email. To order contact us at: FrugalInvestorNewsletter@gmail.com
  • $120/annual subscription
  • $12/month subscription
  • $15 one time purchase
financial guidance

Compounding Counts

The savings / bond example

Consider a 10 year period from 2010 to 2020: A fixed income investment yielding 5%, compunded annually, increases a $10,000 investment to $16,288.

the s&p 500 index example

Consider a 10 year period from 2010 to 2020: $10,000 invested in the S&P 500 Index increased to $28,792.

the frugal investor example

A modest gain, compounded over time results in a signficant investment increase. Consider a 10 year period from 2010 to 2020: $10,000 invested that is able to beat the S&P 500 Index by just 1% per quarter results in $42,464.
Preservation of Capital
Stock markets go down. Sometimes that truth is forgotten by investors. None of us can change this reality and it can be a sudden unexpected event. When the tide goes down all boats are lower. When the price of fuel goes down the buyers of fuel are happy to pay less. So buyers of stocks can be happy about a lower cost opportunity while those fully invested and holding will fret about a down stock market. We take comfort in recommending only S&P 500 stocks. These are well established, large, global, professionally managed companies that are most likely to survive, and even benefit from stock market turbulence.
Our Method
We are rooted in database analytics and use statistically based screening. For every buyer there is a seller. For every analyst seen on television there is another with a differing opinion. We believe in the Efficient Market Theory. This theory is that the free marketplace of ideas results in the correct price point. But that price point is constantly changing as buyers & sellers engage with their changing viewpoints. We let the overall market itself signal which stocks to buy, sell, or hold.
Contact info
To order, please include (or use) your primary email contact of where you wish to receive the newsletter. We will send to that primary email an invoice that will include a link for your secure credit card payment. For all orders and questions or changes to your email contact or cancellations (let's hope not!) - please email us at: FrugalInvestorNewsletter@gmail.com
Web site design © Copyright 2024 Network Solutions, LLC. All rights reserved. All registered trademarks herein are the property of their respective owners. General Disclaimer: "S&P 500" is a registered trademark of S&P Global, Inc (“S&P Global”) or its affiliates. S&P Dow Jones Indices does not sponsor, endorse, sell, promote or manage any investment fund or other investment vehicle that is offered by third parties and that seeks to provide an investment return based on the performance of any index. The Frugal Investor uses the S&P 500 Index ETF (Exchange Traded Fund): SPY as our benchmark. The stock price performance of the SPY ETF, and all the stocks we recommend, are easy to find at: finance.yahoo.com Past performance is no guarantee of future performance. The Frugal Investor © Copyright 2024 Cahaba Data Inc. All rights reserved.